Tenancy Protection Schemes in the UK

Your tenancy agreement covers many of the legal rights and obligations for landlords and tenants, however there are other issues both parties must be aware of. As a landlord, you can ask a tenant to pay a deposit before they move in.

The tenancy agreement should clearly state when a deposit can be fully or partly withheld. Tenancy deposit protection (TDP) schemes guarantee that the tenants will get their deposits (Bonds) back at the end of their tenancy within the landlords property, if they meet the terms of the tenancy agreement and do not damage the property. Landlords must protect their tenants' deposits using a TDP scheme if they have let the property. Landlords must use one of the three approved TDP schemes to protect their tenants deposits where these conditions apply. If any other scheme is used, deposits are not protected in law. The schemes are:

  • Deposit Protection Service (DPS)
  • MyDeposits
  • Tenancy Deposit Scheme (TDS)

Remember it is key for both a landlord and tenant to full understand the terms and conditions highlighted in the tenancy agreement, please note tenancy agreements can easily vary between different landlords and properties.

Tenancy Deposit Schemes Tenancy Protection Tenancy Disputes

The schemes have been set up to encourage landlords and tenants to draw up clear tenancy agreements, they also provide a free service to resolve disputes.


It is very important as a tennat to understand the key points in your tenancy agreement, e.g. the contents of the property you are liable for. By undertanding this and questioning this with your landlord enables you to be more protected and aware.


If you don't protect your tenants' deposits when required to, your tenants can take you to court and you may have to repay them their deposit plus between one and three times the amount of their deposit.